Dear Friends and Clients,

‘Twas the night before Christmas, when all through the city

The markets were quieter, hence our little ditty.

The ‘For Sale’ signs were hung on the lawns with great care,

In hopes that ‘real’ buyers soon would be there.

Interest rates are still dropping and are really quite low,

For those buyers who decide to venture out in the snow.

With Tom in his suit and Kerrie ...

This story was told to me by a realtor who wishes to remain anonymous.

The realtor in question is part of the baby boomer demograph and usually works with slightly 'older' clientele.

One of her clients, a widow in her mid to late 80's, had finally decided to sell her enormous home and downsize to a much smaller apartment. The client, it should be noted, was a fiesty, very well educated old ...